Vehicle insurance - Which company do you use?

[ambientgoat]

Bit of a thread dig here,

Does anyone have a van they use for work?
I've got SGIC telling me they'll only do agreed value for 5700 (a substantial reduction from last years agreed value) for my HZ that's a HX sandman replica without windows. I can only find rusty cars with windows for that sort of money.

I just rang Lumley and Shannons who tell me they can't cover me as the car gets used for work.

If anyone is in a simlar boat I'd love to hear some solutions. The idea of driving around building sites uninsured or seriously underinsured doesn't thrill me as a concept.

[Rolla]

Every car and motorcycle I've owned I have chosen Shannons. Everyone above has said everything I was going to say so I won't say anything more but go with Shannons. :-)

[ambientgoat]

Hi Rolla, been a while, hope you and the van are going well.

Unfortunatly Shannons wont cover me as the car has part buisness use.

[thatotherguy]

i dont use my van for work or anything else for that matter,at the moment its just a big cupboard

[Valencia]

Got 3 cars with shannons two old holdens and a mazda daily driver no probs what so ever
and cheapest out of all the others

[ambientgoat]

i dont use my van for work or anything else for that matter,at the moment its just a big cupboard

If I can't work out this insurance drama I could do you a good deal on a van that can be used as a big mobile cupboard

[buck]

Bit of a thread dig here,

Does anyone have a van they use for work?
I've got SGIC telling me they'll only do agreed value for 5700 (a substantial reduction from last years agreed value) for my HZ that's a HX sandman replica without windows. I can only find rusty cars with windows for that sort of money.

I just rang Lumley and Shannons who tell me they can't cover me as the car gets used for work.

If anyone is in a simlar boat I'd love to hear some solutions. The idea of driving around building sites uninsured or seriously underinsured doesn't thrill me as a concept.

Wb ute insured everday driver for $6500 with racv about $290.00
Cobra replica limited use(weekends) for $50,000 with shannons $380.00
prado wagon 2005 model for $33,500 with amii $380 with higher excess $1000
iam an insurance slut, i will go any where for the best deal.

[Cyclamin]

Hi,
I'm in the Insurance industry and i have found Shannon's to have the best reputation , they seem to understand Unique Vehicles and their use. The old story , especially in Insurance , if the price is too good to be true , it probably is !!
Always check what the excess structure is , and make sure you Disclose any skeletons or driving history you have , Insurance companies can decline a claim if you have not disclosed your convictions , either vehicle or "Other" ??
I have my toy with Shannons , approx $350.00 for 12k Agreed Value in West Aust , but the work vehicles are all self insured..

[Valencia]

Hi,
I'm in the Insurance industry and i have found Shannon's to have the best reputation , they seem to understand Unique Vehicles and their use. The old story , especially in Insurance , if the price is too good to be true , it probably is !!
Always check what the excess structure is , and make sure you Disclose any skeletons or driving history you have , Insurance companies can decline a claim if you have not disclosed your convictions , either vehicle or "Other" ??
I have my toy with Shannons , approx $350.00 for 12k Agreed Value in West Aust , but the work vehicles are all self insured..

Question since your in the insurance industry i have to ask how can insurance companies find out things about you
isnt there a privacy act or something like that

The reason i ask is i have been told by someone they cannot get information from the police dept is this true or not

[Cyclamin]

I can only speak for the company i deal with , and they cannot find anything out about you , unless it is common knowledge. No way can they go to the police for any information without your knowledge or permission. You are correct , the Privacy Act is there to protect that..
Happy to discuss in a PM , don't want to upset the administrators of this site by a heap of verbal insurance BS..