Vehicle insurance - Which company do you use?

[buck]

Bit of a thread dig here,

Does anyone have a van they use for work?
I've got SGIC telling me they'll only do agreed value for 5700 (a substantial reduction from last years agreed value) for my HZ that's a HX sandman replica without windows. I can only find rusty cars with windows for that sort of money.

I just rang Lumley and Shannons who tell me they can't cover me as the car gets used for work.

If anyone is in a simlar boat I'd love to hear some solutions. The idea of driving around building sites uninsured or seriously underinsured doesn't thrill me as a concept.

Wb ute insured everday driver for $6500 with racv about $290.00
Cobra replica limited use(weekends) for $50,000 with shannons $380.00
prado wagon 2005 model for $33,500 with amii $380 with higher excess $1000
iam an insurance slut, i will go any where for the best deal.

[Cyclamin]

Hi,
I'm in the Insurance industry and i have found Shannon's to have the best reputation , they seem to understand Unique Vehicles and their use. The old story , especially in Insurance , if the price is too good to be true , it probably is !!
Always check what the excess structure is , and make sure you Disclose any skeletons or driving history you have , Insurance companies can decline a claim if you have not disclosed your convictions , either vehicle or "Other" ??
I have my toy with Shannons , approx $350.00 for 12k Agreed Value in West Aust , but the work vehicles are all self insured..

[Valencia]

Hi,
I'm in the Insurance industry and i have found Shannon's to have the best reputation , they seem to understand Unique Vehicles and their use. The old story , especially in Insurance , if the price is too good to be true , it probably is !!
Always check what the excess structure is , and make sure you Disclose any skeletons or driving history you have , Insurance companies can decline a claim if you have not disclosed your convictions , either vehicle or "Other" ??
I have my toy with Shannons , approx $350.00 for 12k Agreed Value in West Aust , but the work vehicles are all self insured..

Question since your in the insurance industry i have to ask how can insurance companies find out things about you
isnt there a privacy act or something like that

The reason i ask is i have been told by someone they cannot get information from the police dept is this true or not

[Cyclamin]

I can only speak for the company i deal with , and they cannot find anything out about you , unless it is common knowledge. No way can they go to the police for any information without your knowledge or permission. You are correct , the Privacy Act is there to protect that..
Happy to discuss in a PM , don't want to upset the administrators of this site by a heap of verbal insurance BS..

[Rolla]

Every car and motorcycle I've owned I have chosen Shannons. Everyone above has said everything I was going to say so I won't say anything more but go with Shannons. :-)

[ambientgoat]

Hi Rolla, been a while, hope you and the van are going well.

Unfortunatly Shannons wont cover me as the car has part buisness use.

[thatotherguy]

i dont use my van for work or anything else for that matter,at the moment its just a big cupboard

[ambientgoat]

i dont use my van for work or anything else for that matter,at the moment its just a big cupboard

If I can't work out this insurance drama I could do you a good deal on a van that can be used as a big mobile cupboard

[Valencia]

Got 3 cars with shannons two old holdens and a mazda daily driver no probs what so ever
and cheapest out of all the others

[razsandman]

I've had a bad experience with SGIC over my van and will never use them again for anything.

Who ever you use for a classic car I think one of the main things you need to check is salvage rites! company's like SGIC say they give you first buy back rights but it has to leave your possession and go to auction at there discretion and you can pay what the highest bid gets to..

I have my classic cars all through shannons on limited use or extreme limited use.