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Thread: Vehicle insurance - Which company do you use?

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  1. #1
    P Plater Cyclamin's Avatar
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    May 2012
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    Hi,
    I'm in the Insurance industry and i have found Shannon's to have the best reputation , they seem to understand Unique Vehicles and their use. The old story , especially in Insurance , if the price is too good to be true , it probably is !!
    Always check what the excess structure is , and make sure you Disclose any skeletons or driving history you have , Insurance companies can decline a claim if you have not disclosed your convictions , either vehicle or "Other" ??
    I have my toy with Shannons , approx $350.00 for 12k Agreed Value in West Aust , but the work vehicles are all self insured..
    1983 WB 253 "ute"
    1975 Sandman "ute" Sold in 1983 (Tragedy)

  2. #2
    Night Rider Valencia's Avatar
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    Quote Originally Posted by Cyclamin View Post
    Hi,
    I'm in the Insurance industry and i have found Shannon's to have the best reputation , they seem to understand Unique Vehicles and their use. The old story , especially in Insurance , if the price is too good to be true , it probably is !!
    Always check what the excess structure is , and make sure you Disclose any skeletons or driving history you have , Insurance companies can decline a claim if you have not disclosed your convictions , either vehicle or "Other" ??
    I have my toy with Shannons , approx $350.00 for 12k Agreed Value in West Aust , but the work vehicles are all self insured..
    Question since your in the insurance industry i have to ask how can insurance companies find out things about you
    isnt there a privacy act or something like that

    The reason i ask is i have been told by someone they cannot get information from the police dept is this true or not

  3. #3
    P Plater Cyclamin's Avatar
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    I can only speak for the company i deal with , and they cannot find anything out about you , unless it is common knowledge. No way can they go to the police for any information without your knowledge or permission. You are correct , the Privacy Act is there to protect that..
    Happy to discuss in a PM , don't want to upset the administrators of this site by a heap of verbal insurance BS..
    1983 WB 253 "ute"
    1975 Sandman "ute" Sold in 1983 (Tragedy)

  4. #4
    It's a rockin' playwme's Avatar
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    Insurance BS is more than relevant to the members on here. I'm sure the mods wouldn't have any problem. This is the stuff we want to know to avoid the pitfalls and understand the situation.

  5. #5
    Night Rider Valencia's Avatar
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    Quote Originally Posted by Cyclamin View Post
    I can only speak for the company i deal with , and they cannot find anything out about you , unless it is common knowledge. No way can they go to the police for any information without your knowledge or permission. You are correct , the Privacy Act is there to protect that..
    Happy to discuss in a PM , don't want to upset the administrators of this site by a heap of verbal insurance BS..
    Mmmm very interesting indeed
    cheers for that

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