Does suck, but the way I see it is the only way to lose points is to break the law. Don't break the law, and keep your licence is my motto!

As a tongue in cheek comment, I always describe the following as idiot taxes:

Driving fines.
Alcohol taxes.
Cigarette taxes.
Gambling taxes.

If we all avoid them all (or minimise them), Govt cries "broke" and taxes go up, then I have to pay more. This way, ie not get fined, not smoke, not gamble and not drink much then others pay the taxes. That is why I call them idiot taxes!

I avoid most alcohol tax as I tend to go overseas once a year with my mrs, and I buy 4 x 1L bottles of Turkey Bourbon or JD sour mash. Those last me a year! So not much tax there.