The insurance game is all about 'risk'. Can you imagine how low the risk would be with cars only doing say a cruise (on average) once a month. The cars themselves would be in better than average roadworthy condition & the drivers, by & large, middle to older aged, experienced drivers. The vast majority would have an unblemished driving record over the last 10-20 years. The % of hoons would be <1%.
As I understand it, the number of CTP claims on historic rego vehicles (called 'vintage plates' prior to the current scheme), since inception (1959) can be counted on the fingers of one hand. Dr Terry
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