Basically your right. The banks are trying to 'give' money away and still not many takers. I'm in the renovation game (bathrooms & kitchens) and we've been doing one job a week for fifteen years and never run out of work in that time. Last month was the first time we never had a job to start on two of the weeks. Still doing lots of quoting but I'm finding that people are just sitting 'pat' so to speak. Funny old times.
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